{"openapi":"3.1.0","info":{"title":"Agent Tollbooth — FDIC Institution Verify","version":"0.1.0"},"paths":{"/verify":{"get":{"summary":"Before your agent trusts, cites, or transacts with a U.S. bank: verify it is actually FDIC-insured, for $0.01, against the FDIC's own BankFind Suite records, synced daily.","description":"Before your agent trusts, cites, or transacts with a U.S. bank: verify it is actually FDIC-insured, for $0.01, against the FDIC's own BankFind Suite records, synced daily. Look up by institution name (fuzzy, word-order-tolerant, confidence-scored), FDIC certificate number, or website domain. Returns insurance status, charter class, HQ city/state, and the FDIC cert; renamed and failed/inactive institutions stay findable. Assistive screening signal, not a certified compliance determination.","tags":["fdic","banking","compliance","kyc","kyb","institution-verify","bank-verification"],"security":[],"x-payment-info":{"price":{"mode":"fixed","currency":"USD","amount":"0.01"},"protocols":[{"x402":{}}]},"parameters":[{"name":"name","in":"query","required":false,"description":"Institution name to look up (fuzzy-matched).","schema":{"type":"string"}},{"name":"cert","in":"query","required":false,"description":"FDIC certificate number (exact match).","schema":{"type":"integer"}},{"name":"domain","in":"query","required":false,"description":"Website domain, e.g. bankofamerica.com (exact match).","schema":{"type":"string"}}],"responses":{"200":{"description":"Successful response in the standard envelope.","content":{"application/json":{"example":{"data":{"query":{"name":"Bank of America"},"institutions":[{"cert":3510,"name":"Bank of America, National Association","active":true,"insured_status":"active","charter_class":"N","city":"Charlotte","state":"NC","domain":null,"match_confidence":100,"match_reasons":["exact_normalized_name"]}]},"meta":{"service":"fdic-verify","version":"0.1.0","source_datasets":[{"name":"FDIC BankFind Suite — Institutions","upstream_published_at":"2026-07-10T11:57:10Z","last_synced_at":"2026-07-11T12:00:00.000Z"}],"generated_at":"2026-07-11T12:00:00.000Z","disclaimer":"This response is an assistive screening signal derived from public government data. It is not a certified compliance determination, a consumer report, or legal advice."}}}}},"402":{"description":"Payment required. The x402 challenge is returned in the PAYMENT-REQUIRED response header."}}}}}}